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Business Banking
 

Business Accounts

Our Business Checking account offers no service charge if your daily balance is $500.00 and above during the monthly statement cycle.

Business Checking Account

When you maintain a $500.00 minimum daily collected balance, you’ll have unlimited check writing and absolutely no monthly service charge.

Monthly Service Charge Schedule:

Minimum Balance During Month Service Charge of
$400.00 to $499.99 $5.00
$300.00 to $399.99 $6.00
$200.00 to $299.99 $7.00
$ 0.00 to $199.99  $8.00
Internet Banking no charge
Bill Pay $6.00
ATM/VISA® Check Card $2.00

Miscellaneous Service Charges:

Service Service Charge of
Non-Sufficient Funds (NSF) Charge $15.00
Stop-Payment Charge (6 Months) $10.00

ATM Card Replacement

$10.00

ATM PIN Replacement

$10.00

Wire-Domestic Fee

$15.00

Wire-International Fee

$50.00

Research Fee

$20.00 + 10.00
each additional hour

Reproduced Copy of Statement

$1.00 per copy

Reproduced Copy of Checks/Deposits

$1.75 per item

Counter Check

$0.10 per check

E-Business Account

Our E-Business Account is a Business Checking Account which includes our Business VISA® Check Card at no monthly fee and allows you to have bill pay at no monthly fee when you use your check card for 12 or more credit purchases (if the number of credit purchases is below 12 the account will be charged the Bill Pay fee of $6.00)

Business Savings Account

Our business savings account offers the convenience of a savings plan with unlimited deposits.

  • Interest paid semi-annually and credited to your account.
  • Statements printed yearly unless you have a direct deposit then it will be sent monthly.        
  • Activity fee charged for an excess of two withdrawals during a calendar month.
  • Rates are subject to change without notice. Check with Bank of Abbeville and Trust Company for current rates.

Business VISA Check Cards

A VISA® Business Check Card can be used for withdrawing funds from your account or used for purchases that are automatically deducted from your checking account.  Our card carries the VISA® logo and can be used anywhere around the world where VISA® is accepted.  There is no fee to you if used at any of our Bank of Abbeville and Trust Company ATM machines.  Card or PIN replacement fee is $10.00.  To report lost or stolen cards please call (337) 893-0257 during Main Office banking hours or 1-800-554-8969 after hours.

ACH Origination

This service offers our businesses a convenient way to pay employees or bill customers without all of the paperwork. Come by or call one of our ACH department employees for more information today.

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